Institutional Financial Aid

Institutional financial aid is awarded based on documented financial need. Please refer to the Apply for Financial Aid page for more information. Eligible students may receive aid from one or more of the following programs:

Health Professions Student Loan

The Health Professions Student Loan (HPSL) is a need-based federal loan made to health professions students who are enrolled in the DVM program. HPSL is a loan program of the Department of Health and Human Services. The Cummings School is responsible for administering the loan program on our campus. Eligibility is based on financial need as determined by federal guidelines. Loan amounts vary based on the amount of funds available. Eligibility is determined by the Financial Aid Office. To receive consideration, students must follow the instructions in the financial aid application and instruction packets for applying for federal student aid.

  • The HPSL interest rate is 5.0%.
  • Repayment begins twelve months after the borrower graduates, withdraws or drops below half-time enrollment status.
  • Interest does not accrue when the borrower is enrolled at least half-time. The loan remains interest free during the twelve month grace period.

Students who are awarded an HPSL will receive additional information about the terms and conditions of the loan. HPSL borrowers must complete a promissory note and required student loan counseling before receiving an HPSL.

Federal Perkins Loan

Perkins loans are need-based, federally subsidized loans awarded by the Cummings School. Eligibility is based on financial need as determined by federal guidelines. Loan amounts vary based on the amount of funds available. The annual limit for graduate students is $6,000. The aggregate maximum for undergraduate and graduate borrowing combined is $40,000. Eligibility is determined by the Financial Aid Office. To receive consideration, students must follow the instructions in the financial aid application and instruction packets for applying for federal student aid.

  • The Perkins interest rate is 5.0%.
  • Repayment begins nine months after the borrower graduates, withdraws or drops below half time status.
  • Interest does not accrue when the borrower is enrolled at least half-time. The loan remains interest free during the nine month grace period.

Students who are awarded a Perkins Loan will receive additional information about the terms and conditions of the loan. Perkins borrowers must complete a promissory note and required student loan counseling before receiving a Perkins Loan.

Tufts University Loan Programs

Tufts University loan programs have an interest rate of 7.0%. Interest does not accrue during the in-school period. These loans have a six month grace period during which time interest accrues, but no payments are expected until the grace period expires. The Financial Aid Office awards institutional loans through our need-based aid application process to students who are enrolled in the DVM program. A listing of these programs is available on the Financial Aid Loan Programs page.

TCSVM Scholarships

Scholarships come from multiple TCSVM and donor supported sources. The Financial Aid Office awards scholarships through our need-based aid application process to students who are enrolled in the DVM program. Listings can be found in the Financial Aid Sources section.

Federal Work Study Program

The Federal Work Study Program provides federal funds to support employment opportunities for students in need of financial aid.